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Mortgage Brokers in Kingsclere

Overview

EveryVillage partner

Merit Mortgages has signed up and confirmed its own details with us, and covers Kingsclere.

The Merit Mortgages team

Merit Mortgages

Independent, whole-of-market mortgage broker

Partner for Tadley, serves 12 villages

01256 973 975

EveryVillage Partner

Got a job for a mortgage broker in Kingsclere? Send it to Merit Mortgages in one go.

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Before you book a mortgage broker

A broker shops the lenders for you, and the questions worth asking are about who they can reach and how they are paid.

  1. Are they on the FCA register?

    Anyone giving mortgage advice has to be authorised by the Financial Conduct Authority, or be an appointed representative of a firm that is. Their firm reference number should be on their website and their emails, and you can look it up on the FCA register.

  2. Whole of market, or a panel?

    Some brokers can go to any lender, others to a set list. Neither is wrong, but you should know which, and whether they can reach lenders who only deal through brokers.

  3. Is there a fee, and when is it paid?

    Many brokers are paid by the lender, some charge a fee as well, and some take it on application rather than completion. The initial disclosure they give you has to say, so ask for it before you start.

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